Ryan Smith

Mortgage Broker
Calgary, Alberta

There was once a time where I thought I was going to become a police officer. I was drawn to the force’s values of credibility, integrity, and honesty. But, as life went on, I realized that a career in law enforcement didn’t quite fit.


Finance was always something that interested me, a huge part of that is because of my grandmother. She was incredibly wise and tougher than most of the guys I used to play hockey with.


Some of my most fond memories of her are sitting in the kitchen, talking about finances and how I was preparing myself for the future. She was always asking how I was saving for retirement and if I was sticking to my budget. When she passed away, it was incredibly hard to have to say goodbye. But, all of the advice that she had shared with me, she had practiced her whole life. Everything for her funeral was already planned and paid for because of her dedication to being ready for anything.


It was my grandma’s persistence and a recommendation by a friend that I found my calling in mortgages. Now, I get to be the one to say, “are you prepared for your future?”

Things get more expensive and life continues to change quickly and we have to change with it and think differently when it comes to our financial futures. For many people, buying a home will be the biggest purchase of their lifetime. But, how they manage their finances can make their home a cornerstone for generating wealth for the future.


My goal is to educate and help my clients plan for the future, and to live the life they want to live no matter what stage of homeownership they’re in. Most people think it ends once they achieve homeownership but a house can be a financial vehicle to so much more.


I’d love to explore these options with you! While I prefer phone calls, you can always reach me by text or email.