What Is a Trigger Rate and Do You Need To Worry About It?

The trigger rate impacts variable-rate mortgage holders. It’s the point at which your regular payment is no longer paying any principal.

What’s the Difference Between a Variable Rate and an Adjustable Rate Mortgage?

Both a variable and adjustable rate mortgage are effected by interest rate changes. The difference is how the monthly payment is calculated.

Yet One More Thing Becomes More Expensive Today

The Bank of Canada announced a supersized rate hike of 1% in its policy rate, July 13. Here's why it's a big deal and what you need to know.

Quantus Makes the News Twice: Let’s Talk Interest Rates

In June, we were featured on Global News and Canadian Business talking about what homeowners should do during rising interest rates.

Prime Rate Has Changed: Now What?

What and the heck does the Bank of Canada's overnight rate increase have to do with you and your finances? We've got the details.

Housing Strategies of the Top 3 Political Parties

With the Federal election right around the corner, what promises is each party making about housing? Our thoughts on their strategies.

New Mortgage Rules? What Else Is New…

A new change to the Canadian Mortgage Stress Test for uninsured and insured mortgages is moving forward. Here's what you need to know.

CMHC's Three Lending Changes: What You Need To Know

COVID-19 put a lot of pressure on all of us, including Canada’s mortgage insurers.

I Hear Rates Are Dropping, What Does That Mean For Me?

As mortgage brokers, this the most common question we’re asked; what are rates are doing? That conversation can go several ways.

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